Adjusted net bank credit

Adjusted net bank credit upsc

Adjusted Net Bank Credit is a term used in defining the different targets under Priority Sector Lending.

ANBC includes the total credit forwarded by the banks with other investments made by it which are not its financial obligations that represent any outstanding debts or regular payments that a party must make.

the total credit includes Loans forwarded by banks, overdrafts forwarded by banks.

The investments made under no obligations include bills that are purchased by banks at a discounted rate, Bills/Bonds Purchased, etc.

The banks buy Govt. Securities to maintain SLR, this SLR factor is not included in ANBC.